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My emigrant handbook gives you plenty of practical information in 15 chapters across more than 100 pages when you are planning a move abroad.

Open handbook overview

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How to Use This Handbook

Part 0: Timeline

Part 1: Reality Check

1.1 The Trial Stay: A Holiday Is Not Everyday Life
1.2 Personal Suitability and Expectation Management
1.3 Moving Away or Moving Towards
1.4 The Return Plan: Plan B Is Not Failure

Part 2: Money

2.1 Income Model
2.2 Realistic Monthly Budget
2.3 Emergency Reserve
2.4 Bank Account and Money Transfer
2.5 Brokerage Accounts, ETFs, and Crypto
2.6 Saving Before Emigration

Part 3: Authorities

3.1 Deregistering Your Residence
3.2 Cancelling Contracts
3.3 Tax Office and Tax Status
3.4 Pension and Proof of Life
3.5 Elections and Embassy

Part 4: Documents

4.1 Passport and Certificates
4.2 Powers of Attorney
4.3 Postal Service
4.4 Password Manager and 2FA

Part 5: Health

5.1 International Health Insurance
5.2 Standby Cover and Ability to Return
5.3 Medication and Chronic Illnesses
5.4 Mental Health and Culture Shock

Part 6: Moving

6.1 Reduce Household Belongings
6.2 Balikbayan Boxes and Shipping
6.3 Electronics and Power Supply

Part 7: Arrival

7.1 Flight and Entry
7.2 First Accommodation
7.3 SIM, eSIM, VPN, and Communication

Part 8: First 90 Days

8.1 Airport, Cash, and Taxi
8.2 Location and Rental Agreement
8.3 Local Bank Account and Payment Apps
8.4 Internet and Working from Home

Part 9: Visa

9.1 Tourist Status and Extensions
9.2 Long-Term Options: SRRV, 13A, and Other Routes
9.3 Marriage in the Philippines

Part 10: Work

10.1 Job Search in the Destination Country: Do Not Wait Until You Are There
10.2 Remote Work and Self-Employment
10.3 Business in the Destination Country: Understand the Market Before Risking Capital
10.4 The Hard Financial Test: What Happens If Income Fails?

Part 11: Everyday Life

11.1 Money Boundaries with Your Partner and Family
11.2 Land, Real Estate, and Ownership
11.3 Dating, Marriage, and Social Risks
11.4 Saving Face and Avoiding Conflict

Part 12: Family

12.1 Children, School, and the Ability to Return
12.2 Pets
12.3 Driving Licence, Vehicle, and Mobility
12.4 Care, Disability, Chronic Illness, and Other Special Cases
12.5 Pregnancy, Birth, and a Young Family Abroad

Part 13: Safety

13.1 Medical Emergency Plan
13.2 Typhoons, Earthquakes, Power Outages, and Supplies
13.3 Digital and Financial Security

Part 14: Long Term

14.1 Annual Emigrant Maintenance
14.2 Life Certificate and Retiree Routine
14.3 Return, Care Needs, and End of Life

Part 15: Return Plan

15.1 The Return Traffic Light: When You Must Act
15.2 Timeline: Plan Your Return Backwards
15.3 Financial Reserve: What You Will Live On During the First Few Months
15.4 Accommodation, Registration, and Choosing Where to Live
15.5 Health Insurance: Do Not Wait Until After Landing
15.6 Work, Employment Agency, and Citizen’s Benefit After 55
15.7 Taxes: Returning Can Expose Old Mistakes
15.8 Who Can Help You from Abroad
15.9 The First Week in Germany

Part 16: Links

Appendix: Worksheets

How to use the worksheets

My Philippines travel guide explains every region and province individually and in detail, including the most important visitor destinations.

Luzon Visayas Mindanao Overview Map overview

NCR

Metro Manila

Cordillera

Abra Apayao Benguet Ifugao Kalinga Mountain Province

Ilocos

Ilocos Norte Ilocos Sur La Union Pangasinan

Cagayan Valley

Batanes Cagayan Isabela Nueva Vizcaya Quirino

Central Luzon

Aurora Bataan Bulacan Nueva Ecija Pampanga Tarlac Zambales

CALABARZON

Batangas Cavite Laguna Quezon Rizal

MIMAROPA

Marinduque Occidental Mindoro Oriental Mindoro Palawan Romblon

Bicol

Albay Camarines Norte Camarines Sur Catanduanes Masbate Sorsogon

Western Visayas

Aklan Antique Capiz Guimaras Iloilo

Central Visayas

Bohol Cebu

Eastern Visayas

Biliran Eastern Samar Leyte Northern Samar Samar Southern Leyte

Negros Island

Negros Occidental Negros Oriental Siquijor

Zamboanga Peninsula

Zamboanga del Norte Zamboanga del Sur Zamboanga Sibugay Sulu

Northern Mindanao

Bukidnon Camiguin Lanao del Norte Misamis Occidental Misamis Oriental

Davao

Davao de Oro Davao del Norte Davao del Sur Davao Occidental Davao Oriental

SOCCSKSARGEN

Cotabato Sarangani South Cotabato Sultan Kudarat

Caraga

Agusan del Norte Agusan del Sur Dinagat Islands Surigao del Norte Surigao del Sur

BARMM

Basilan Lanao del Sur Maguindanao del Norte Maguindanao del Sur Tawi-Tawi Special Geographic Area

Resident & Investor

SRRV Retirement Visa
SIRV Investor Visa
FAB/FIV Bataan

Visit & Work

(9A) Tourist Visa
9G Work Visa
9F Student Visa

Family & Residence

Quota 13 Special Case
13A Marriage Visa
Balikbayan Privilege

Top Today Politics Business Weather Safety Society Culture Sport Travel & Visa

Luzon Visayas Mindanao (The number in (x) is the number of new stories in the last 24 hours) Nationwide

Metro Manila

Abra Apayao Benguet Ifugao Kalinga Mountain Province

Ilocos Norte Ilocos Sur La Union Pangasinan

Batanes Cagayan Isabela Nueva Vizcaya Quirino

Aurora Bataan Bulacan Nueva Ecija Pampanga Tarlac Zambales

Batangas Cavite Laguna Quezon Rizal

Marinduque Occidental Mindoro Oriental Mindoro Palawan Romblon

Albay Camarines Norte Camarines Sur Catanduanes Masbate Sorsogon

Western Visayas

Aklan Antique Capiz Guimaras Iloilo

Central Visayas

Bohol Cebu

Eastern Visayas

Biliran Eastern Samar Leyte Northern Samar Samar Southern Leyte

Negros Occidental Negros Oriental Siquijor

Zamboanga Peninsula

Zamboanga del Norte Zamboanga del Sur Zamboanga Sibugay Sulu

Northern Mindanao

Bukidnon Camiguin Lanao del Norte Misamis Occidental Misamis Oriental

Davao de Oro Davao del Norte Davao del Sur Davao Occidental Davao Oriental

Cotabato Sarangani South Cotabato Sultan Kudarat

Agusan del Norte Agusan del Sur Dinagat Islands Surigao del Norte Surigao del Sur

Basilan Lanao del Sur Maguindanao del Norte Maguindanao del Sur Tawi-Tawi Special Geographic Area

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Germany & Europe

Subcategories

German law & authorities (10)
Health & social security (5)
Pensions, identity & elections (5)
Europe: money & pet movement (3)

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